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Workplace Safety

Be Safe Up on That Ladder, Tracy!

When autumn comes in California, it means leaves will drop and clog gutters, and old branches and hedges will need trimming. Whatever your crew may be doing, it likely involves using a ladder. They need the right information on how to safely use and work while up on the ladder….

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Insurance 101

Protect Your Most Cherished Possessions

If you’re like most people, there are certain items you own that you can’t imagine ever losing – possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they’re irreplaceable. While your homeowners…

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At M3 Monagan Miller McCreary Insurance, we don’t want you walking out your door to an empty…

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When the Kids Head for College, Put 'Insurance 101' on Your Class List

It’s an exciting time when your child is heading off to ‘college’. Whether they’re headed to school here in California or all the way across the country, there are a ton of things to get done – and a ton of things to pack! But one of the most important things…

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Protect Your College Grad With the Right Insurance

College graduation is an exciting time in California and elsewhere for students and their parents alike. And, while it’s easy to be immersed in graduation parties and focused on first-job jitters, it’s a time of major transitions and big decisions, and it’s essential to…

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What You Should Know About Flood Insurance in California

You’ve probably heard this horror story before – someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At M3 Monagan Miller McCreary Insurance, we want you to be educated about all of the risks you may face in California…

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Do You Own a Classic Car of the Future?

There’s nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles – like the 1964 Aston Martin DB5, the 1963 Corvette Sting Ray and the 1969 Dodge Charger – can be downright captivating….

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Protect Your Boat With Insurance and Winterization

Now that summer’s over and the weather is cooling down, it’s time to think about pulling your boat out of and putting it away until next year. But before you do, it’s also time to make sure your boat is ready for the winter – and still has the…

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Do I Need Rental Car Insurance?

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Do I really need this? Doesn’t my regular auto policy cover me? What about my credit card?…

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more than you realize. Comparing the value of your belongings to the…

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Have New Jewelry in the House? Protect it!

Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift….

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Figure Out Your Auto Insurance Needs

When choosing auto insurance, you want complete coverage for the best price. There’s a lot to think about when choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay…

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Summer Vacation Safety: A Little Planning Goes a Long Way

We love it here in Bay Area, San Joaquin Valley, East Bay and Tri Valley, but summertime is the time for getting away! And whether your escape is by air, land or sea, M3 Monagan Miller McCreary Insurance can help ensure you are covered. Just because you’re on vacation, though, doesn’t mean you can…

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You Need More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like San Joaquin Delta. What We Insure We represent insurance companies that…

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Estimating Your Boat's Value in California

Buying, selling or insuring a boat in Tracy or Danville? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references. NADA BUC Also, you can check out the prices on boats similar to yours using these sites: IBoats Boats.com Boat Trader…

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Condo Unit Owner's Insurance in California

Insuring a condominium in California is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like M3 Monagan Miller McCreary Insurance. Read on, or call us at 800-830-6656….

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Estimate Your Home Value to Match Coverage Limits in Tracy, California

Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k. Getting Started with M3 Insurance If you haven’t checked in recently, you might consider contacting M3 Monagan Miller McCreary Insurance at…

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Determine Your Homeowners Insurance Needs

What’s the secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the easier M3 Insurance can create a homeowner’s policy that’s right for you. Homeowners Insurance From M3 Insurance Is Here to Protect You…

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Our Locations

Tracy Location

1137 B Adam St.
Tracy, CA 95376
Main office: 209-835-6656
Toll free: 800-830-6656
Fax: 209-835-0955

Danville Location

4115 Blackhawk Plaza Circle
Suite 100
Danville, CA 94506
Main office: 925-350-8925
Fax: 866-790-0955

Our Providers

Testimonials

Thank you for the excellent service you have provided over the years, having both homes, three cars, umbrella and other insurance with you as well. It's all been fantastically handled. We made the move over because we saved a lot of money, but beyond saving money the service has been excellent and you and your entire team deserved to be thanked and credited for that. Thanks again, and it's been a wonderful experience and I'm looking forward to a long and prospect relationship.

Craig Walker
Sean and his team provided great service. I called Sean as a friend and asked him to look at my current policies to see if he could save me some money or possibly better protection and he came back with 1 ½ hr later which is amazing in today's day and time. He gave me much better protection and saved me at least 45-50% off my current home and auto policies. He organized and put it all together plus an umbrella policy. I just want to thank Sean and his team once again for helping out just great service. In today's day and age service means a lot especially when we can save some money. Thank you again.

David Liebowitz
Sean I just wanted to take a moment and tell you how happy Kim and I are with you and your team. Having been with State Farm for over 20 years, I just assumed they were taking care of us. Well needless to say – they were just taking our money. Your package saved us hundreds of dollars per year, and I could not be happier with the service. Thanks So Much.

Paul Bradley
My claim experience with your office and Travelers was great. Matt, the adjuster, was delightful. He made me feel relaxed and comfortable. I enjoyed working with him as he was extremely cooperative.

Paulette Ranuio
Your service is absolutely marvelous and just wonderful. When we had a billing problem, your team was on top of it. I was never nervous about it because I knew that it was being taken care of. I really want to thank you and your staff for being there. Your customer service is perfect.

Helena Lowe
I remember when my insurance premium was sky high. At M3, I saved $348 on my auto insurance and I upgraded my home insurance without paying more. It's incredible, I love it!

Joe Rowen
The service is first rate!

Bridget Riddle
I can't say enough good things about M3 Insurance. I couldn't ask for more when I compare my former agent with M3's there is no comparison. As far as claims goes, everything went right. I am a busy business owner and I know I can trust M3 to get the job done on time with a competitive price.

Bob Mills
Sean has always been there for us as our homes, investment properties, and business changes. He and his team do such a great job at keeping up with our busy lives and making sure we have the right protection at the right price.

Stephanie Prioste
There aren't many people in the insurance business that have the knowledge and understanding that Sean possesses. He has the ability to take an insurance policy, make it simple to understand, and take of details that others have left out. When it comes to insurance, Sean is the best.

Rob Riccio
Sean has been a valuable resource for over 10 years. When I remodeled my house, he helped to ensure that our improvements would be protected during and after construction Sean always makes a point to review my needs periodically which none of my other agents ever bothered to do.

Joe Grillo
If you, anyone you know, or any new clients are interested in speaking with a really awesome insurance agent, you should send them to mine. She rocks. I've been with her for 10 years now. Her name is Kelly Johnson at M3 Insurance.

Amir Littman, San Jose
"Jim and I were so impressed by your prompt customer service, complete and thorough assessment of our needs, and efficient processing of great policies. Both Kelly and Elizabeth were delightful to work with and we thank them in advance for being our 'go-to' people for future service. It is our pleasure to work with you and your outstanding team!"

Bette and Jim Felton