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Coverage for Your Business in Tracy and Danville, CA

Proving Business Insurance Solutions to Tracy and Danville, CA and Surrounding Areas

As owners of a business, we know firsthand that accidents happen. From property damage to theft, the threats facing business owners are many. But while the dangers exist, so do the right insurance policies. That’s where M3 comes in. With more than 60 years of experience, M3’s experienced agents are available to guide you through the process.

We currently provide commercial insurance plans to businesses in Tracy, Manteca, Danville, Alamo, San Ramon, Pleasanton, and the surrounding areas. When you have the peace of mind that your business is protected, you can focus on your day-to-day operations and what matters most.  

Finding the Policy That Fits Your Business

Insurance plans may be purchased as a standalone policy, or packaged in the form of a business owners policy (BOP) to bundle the property and liability coverage that small to medium-sized business owners need most.

Our policies range in scope and size. They include but are not limited to:  

Business Owners Policy (BOP)

Commercial Auto Insurance

Commercial General Liability

Commercial Property Insurance

Commercial Umbrella Insurance

Crime Insurance

Inland Marine Insurance

Professional Liability

Workers Compensation

Whether you are refinancing a loan or building a new office, we’re confident that we have the comprehensive plan that’s right for your business. In addition to general coverage, we have worked hard to put ourselves at the forefront of real estate investors and rental property insurance policies in Northern California. We can help to insure a variety of investments, such as shopping centers and apartment buildings.

As a commercial real estate investor and landlord, M3’s President, Sean McCreary, is exceptionally knowledgeable in finding favorable results for his clients who file a claim. His team of real estate experts can not only help you find the right plan, but answer important questions, like “how much should I insure my building for? How much liability protection do I need? How does my lost rent get reimbursed and for how long?”

Utilizing Our Experience to Serve You Best

With access to more than 50 top insurance companies, M3 Insurance will always produce a competitive policy. Our staff has been trained, retrained and tested over and over to guarantee that our client’s receive a top-notch experience.

Once you have the policy that’s right for you and your business, M3 will keep it that way. Through periodic in-person meetings, phone calls and emails, M3 regularly engages its clients to ensure that their coverage is still meeting their needs. We’ll never sell you a policy simply to meet a quota, and we’ll work to educate you until we find the balance of protection and cost that’s right for your business.

To begin working with a friendly M3 agent, request a quote.

Additional Resources

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

Insure U for Small Businesses

International Risk Management Institute, IRMI

Related Products:

Our Locations

Tracy Location

1137 B Adam St.
Tracy, CA 95376
Main office: 209-835-6656
Toll free: 800-830-6656
Fax: 209-835-0955

Danville Location

4115 Blackhawk Plaza Circle
Suite 100
Danville, CA 94506
Main office: 925-350-8925
Fax: 866-790-0955

Our Providers


Thank you for the excellent service you have provided over the years, having both homes, three cars, umbrella and other insurance with you as well. It's all been fantastically handled. We made the move over because we saved a lot of money, but beyond saving money the service has been excellent and you and your entire team deserved to be thanked and credited for that. Thanks again, and it's been a wonderful experience and I'm looking forward to a long and prospect relationship.

Craig Walker
Sean and his team provided great service. I called Sean as a friend and asked him to look at my current policies to see if he could save me some money or possibly better protection and he came back with 1 ½ hr later which is amazing in today's day and time. He gave me much better protection and saved me at least 45-50% off my current home and auto policies. He organized and put it all together plus an umbrella policy. I just want to thank Sean and his team once again for helping out just great service. In today's day and age service means a lot especially when we can save some money. Thank you again.

David Liebowitz
Sean I just wanted to take a moment and tell you how happy Kim and I are with you and your team. Having been with State Farm for over 20 years, I just assumed they were taking care of us. Well needless to say – they were just taking our money. Your package saved us hundreds of dollars per year, and I could not be happier with the service. Thanks So Much.

Paul Bradley
My claim experience with your office and Travelers was great. Matt, the adjuster, was delightful. He made me feel relaxed and comfortable. I enjoyed working with him as he was extremely cooperative.

Paulette Ranuio
Your service is absolutely marvelous and just wonderful. When we had a billing problem, your team was on top of it. I was never nervous about it because I knew that it was being taken care of. I really want to thank you and your staff for being there. Your customer service is perfect.

Helena Lowe
I remember when my insurance premium was sky high. At M3, I saved $348 on my auto insurance and I upgraded my home insurance without paying more. It's incredible, I love it!

Joe Rowen
The service is first rate!

Bridget Riddle
I can't say enough good things about M3 Insurance. I couldn't ask for more when I compare my former agent with M3's there is no comparison. As far as claims goes, everything went right. I am a busy business owner and I know I can trust M3 to get the job done on time with a competitive price.

Bob Mills
Sean has always been there for us as our homes, investment properties, and business changes. He and his team do such a great job at keeping up with our busy lives and making sure we have the right protection at the right price.

Stephanie Prioste
There aren't many people in the insurance business that have the knowledge and understanding that Sean possesses. He has the ability to take an insurance policy, make it simple to understand, and take of details that others have left out. When it comes to insurance, Sean is the best.

Rob Riccio
Sean has been a valuable resource for over 10 years. When I remodeled my house, he helped to ensure that our improvements would be protected during and after construction Sean always makes a point to review my needs periodically which none of my other agents ever bothered to do.

Joe Grillo
If you, anyone you know, or any new clients are interested in speaking with a really awesome insurance agent, you should send them to mine. She rocks. I've been with her for 10 years now. Her name is Kelly Johnson at M3 Insurance.

Amir Littman, San Jose
"Jim and I were so impressed by your prompt customer service, complete and thorough assessment of our needs, and efficient processing of great policies. Both Kelly and Elizabeth were delightful to work with and we thank them in advance for being our 'go-to' people for future service. It is our pleasure to work with you and your outstanding team!"

Bette and Jim Felton